As the once reigning lightning capital of the United States (title moved to Mississippi in 2018), and Tampa being referred to as the lightning capital of Florida – it’s fair to say that Florida sees a lot of lightning throughout the year. It’s also fair to say there is a bit of irony to having a hockey team in Tampa named the lightning. For boat owners, lightning presents a risk of its own, an often non-protectable risk. Until now. LightningShield™ created by Mariners Alternative is providing an additional form of coverage that traditional boater’s insurance does not.
According to the press release published by InsuranceNewsNet.com “the majority of lightning claims are less than $10,000.” Also reported is how the policy can be used as a standalone or as a supplement to accompany boater’s insurance.
Other things that make this lightning protection policy easy to procure is the fact that “no inspection is required to get a quote or bind coverage.”
Mariner’s Alternative has a video up on their website to explain how the LightningShield policy works, and you can even get a free, instant quote on the website. The policy has a zero dollar deductible. And because it stands on its own as a supplement, if you file a claim it will not impact your standing with a regular boater’s insurance policy if you have one.