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Consumer Protection Coalition Creates Petition to Stop AOB Abuse

November 5th, 2018 - In Insurance News, Insurance Tips & Info

The Florida Chamber of Commerce in partnership with insurers, consumer protection agencies, and legal reform groups have put together the Consumer Protection Coalition. The goal seems to be fighting off Assignment of Benefits (AOB) fraud with the formation of a petition and education awareness campaign about AOB abuse.

If you’re not familiar, an AOB comes down after a disaster occurs to a property like a flood or fire. AOB abuse can happen when someone like a contractor or lawyer working with other influencers who is in it for the money only. They come into the picture to request that you sign over the AOB’s control and they try to drive the bill up as high as possible, even if that work doesn’t need to get done.

As a policyholder, you are paying the insurance bill. When an assignment of benefits is needed, you may be pressured into signing it over to someone and that removes your ability to oversee where money is being utilized in the repair process. Abuse of AOBs are one of the reasons why despite not having a major hurricane in Florida, prior to Michael, for over 10 years, that insurance rates remain higher than in most other parts of the country.

If you are interested in learning more about Assignment of Benefit Fraud, Florida’s Consumer Protection Coalition has some great infographics and videos available at and information and testimonials are available at

If you’d like to sign the petition, you can visit:


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Tampa, FL 33679-8425
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